Yes, AAA generally covers trailer towing, but the specifics depend heavily on your AAA membership level and the reason for the tow. While all membership tiers offer some level of towing service, not all will cover towing a trailer.
Understanding AAA Towing Coverage for Trailers
AAA’s towing service is a cornerstone benefit for its members. However, when it comes to trailers, the coverage picture becomes more nuanced. The key takeaway is that not all AAA memberships are created equal, and the type of trailer being towed also plays a role.
AAA Membership Levels and Trailer Towing
The level of AAA membership you hold directly impacts the extent of your trailer towing coverage. Generally, AAA offers several membership tiers, including (but potentially varying by region):
- Basic/Classic: Typically offers limited towing distance, usually a few miles. Trailer towing might be restricted or incur additional charges.
- Plus: Offers a more generous towing distance, often up to 100 miles. Trailer towing is more likely to be included, potentially within the expanded mileage range.
- Premier: Provides the most comprehensive coverage, often including one long-distance tow per membership year, and the highest likelihood of including trailer towing without additional cost, within specified weight and size limits.
It’s absolutely crucial to review your specific membership terms and conditions to understand the exact details of your coverage. Regional variations exist, so the best source of information is your local AAA club.
Types of Trailers Covered
Even if your AAA membership covers towing, there might be restrictions on the type of trailer covered. Generally, the following types are more likely to be covered:
- Utility Trailers: Small, open trailers used for hauling equipment or goods.
- Boat Trailers: Trailers designed for transporting boats.
- Small Camper Trailers: Lightweight campers that fall within specified weight and size limits.
Larger, heavier trailers, such as travel trailers or fifth-wheel trailers, may not be covered under standard AAA memberships. You might need to upgrade your membership or pay additional fees for these types of tows. Weight limits are critical. AAA will have specific weight restrictions that your trailer and its load must fall under for coverage.
The Reason for the Tow
The reason your trailer needs to be towed also influences coverage. AAA primarily covers tows resulting from:
- Mechanical breakdowns: Engine failure, flat tire, or other mechanical issues with the vehicle towing the trailer.
- Accidents: If the vehicle towing the trailer is involved in an accident.
Coverage might be limited or denied if the tow is for reasons other than a breakdown or accident, such as simply moving the trailer from one location to another.
Additional Considerations
Beyond the membership level, trailer type, and reason for the tow, several other factors can affect whether AAA covers trailer towing.
Weight and Size Restrictions
AAA memberships typically have weight and size restrictions for the trailers they cover. Exceeding these limits can result in additional charges or denial of service. Always be aware of the Gross Vehicle Weight Rating (GVWR) of your trailer and ensure it falls within AAA’s guidelines. Similarly, be mindful of the trailer’s length and width.
Regional Differences
Towing policies and membership benefits can vary significantly by region. What’s covered in California might not be covered in Florida. Therefore, consulting your local AAA club is essential.
Towing Company Capabilities
Even if your AAA membership covers trailer towing in principle, the availability of tow trucks capable of handling trailers in your area might be a limiting factor. In remote areas or during peak demand periods, it might take longer to arrange for a trailer tow.
Frequently Asked Questions (FAQs)
Here are some frequently asked questions to help you better understand AAA’s trailer towing coverage:
FAQ 1: How do I know what my AAA membership covers regarding trailer towing?
Answer: The best way to determine your specific coverage is to check your AAA membership documents online or contact your local AAA club directly. Review the terms and conditions, paying close attention to the sections on towing services, vehicle types covered, and any exclusions.
FAQ 2: What if my trailer exceeds the weight limit for AAA coverage?
Answer: If your trailer exceeds the weight limit, you’ll likely need to pay additional fees to cover the cost of a heavier-duty tow truck. In some cases, AAA might not be able to provide service if the trailer is significantly overweight.
FAQ 3: Does AAA cover towing a trailer I don’t own?
Answer: Generally, AAA covers towing the vehicle you are driving (or being towed in) regardless of ownership, provided you are a valid member and the vehicle meets the coverage criteria. However, this is always subject to the specifics of your policy. It’s best to confirm with AAA directly.
FAQ 4: What if my trailer needs to be towed due to a flat tire?
Answer: If the vehicle towing the trailer experiences a flat tire, AAA should cover the tire change or tow, assuming your membership level includes towing and the trailer meets the size and weight requirements. If the trailer itself has the flat, the coverage may vary and often requires a higher tier membership.
FAQ 5: Can I use my AAA towing benefits for a trailer if it’s not connected to a vehicle?
Answer: Generally, no. AAA’s towing services are primarily intended for disabled vehicles that require assistance. Towing an unattached trailer might not be covered, as it falls outside the scope of emergency roadside assistance.
FAQ 6: What if my AAA membership doesn’t cover trailer towing? Are there alternatives?
Answer: If your AAA membership doesn’t cover trailer towing, you have several alternatives:
- Upgrade your AAA membership: Consider upgrading to a higher tier that offers broader coverage.
- Purchase separate trailer towing insurance: Some insurance companies offer specialized coverage for trailers.
- Use a private towing company: You can always hire a private towing company that specializes in trailer towing, but be prepared to pay out-of-pocket.
FAQ 7: How many times per year can I use AAA for trailer towing?
Answer: The number of towing services you can use per year depends on your AAA membership level. Check your membership agreement for specific details on usage limits.
FAQ 8: What information do I need to provide when requesting a trailer tow from AAA?
Answer: When requesting a tow, be prepared to provide the following information:
- Your AAA membership number
- Your location
- A description of the problem
- The make, model, and year of your vehicle and trailer
- The GVWR of your trailer
- The destination you want the trailer towed to
FAQ 9: Does AAA cover the cost of repairs to my trailer after a breakdown or accident?
Answer: No, AAA’s towing service typically only covers the cost of towing the trailer to a repair facility or other designated location. It does not cover the cost of repairs themselves. You will need to rely on your trailer insurance or pay out-of-pocket for repairs.
FAQ 10: What happens if AAA can’t find a tow truck capable of towing my trailer?
Answer: In rare cases where AAA can’t find a suitable tow truck, they might offer to reimburse you for the cost of hiring a private towing company. However, this is usually subject to pre-approval and specific limitations. Get approval before engaging another tow company.
FAQ 11: Can I add trailer towing coverage to my existing AAA membership?
Answer: In many cases, yes. Contact your local AAA club to inquire about upgrading your membership to include trailer towing coverage. Be prepared to provide details about your trailer’s weight and dimensions.
FAQ 12: Is AAA trailer towing coverage available in all locations?
Answer: While AAA is a nationwide organization, the availability of trailer towing services can vary depending on your location. Remote areas or areas with limited tow truck availability might have restricted coverage. Contact your local AAA club for specific details.
By understanding your AAA membership benefits and being aware of the potential limitations, you can ensure you’re prepared in case your trailer needs a tow.